https://up.com.au
https://up.com.au
Screenshot of up.com.au
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Up's hero is a vibe masterclass with zero conversion intent — the only CTA above the fold is a hamburger menu, not a download button. The full-page scroll reveals this is essentially a one-page parallax experience where the primary action (Download Up) is buried so deep it might as well be in Bendigo. A bank with 1 million users deserves a hero that converts, not just charms.

Your action plan

Ordered by conversion impact. Click any fix to see the before → after.

1
Add primary CTA above the fold
High ImpactQuick WinHero section — currently only shows MENU button
Currently
Single black MENU button at bottom of viewport
Recommended
Replace or supplement with a high-contrast Download Up button (yellow on dark or dark on coral) positioned directly below the subheadline, before the menu button
Fitts Law and above-fold CTA placement: every additional scroll required to reach a CTA reduces conversion by an estimated 20-30%. The download action is the entire goal of this page.

Copy rewrites

Ready to use

Drop-in replacements for your highest-leverage text. Each rewrite explains the conversion principle behind it.

Hero headline
Life's Better On The Upside
Banking That Works For You, Not Against You
Specificity and contrast positioning — directly addresses the pain point of traditional banking extracting value rather than delivering it
Hero subheadline
We're a bank built to give, not take—designing tools that put you in control of your financial future. Driven by free-thinkers, not bankers, we're redefining modern banking for over 1 million Aussies.
Zero fees. Instant savings automation. Trusted by 1,000,000+ Australians. Built by people who actually use banks, not just run them.
Specificity and social proof — replaces abstract brand narrative with scannable concrete claims that answer the visitor's implicit question: why should I switch?
Primary CTA (currently absent above fold)
MENU
Download Up — Free, No Monthly Fees
Action clarity and objection removal — naming the product, confirming it is free, and removing the fee objection in a single CTA label reduces friction at the most critical conversion moment
💡

The killer move

High Impact
Add a live social proof ticker to the hero

Up already has real-time transaction data powering the Travel section — surface a live counter in the hero showing accounts opened today or this week. Real-time numbers create urgency and FOMO that static copy cannot, and it is a uniquely credible signal that only a live-data bank can deploy.

How visitors experience your page

Second-by-second walkthrough.

2 mixed3 weak
0-3 secondsMixed
0-3s First Impression: Coral full-screen background, animated sun mascot, large yellow headline, small subtext, MENU button
Brand personality lands immediately — playful, modern, distinctive. But the visitor cannot identify what action to take. No CTA means no conversion path is visible at the most critical moment.
3-8 secondsWeak
3-8s Orientation: Reads subheadline, notices MENU button, looks for a sign-up or download option
Visitor scans for next step and finds only a navigation menu. Motivated visitors may click Menu to find Download; casual visitors likely bounce here.
8-15 secondsWeak
8-15s Exploration: Begins scrolling through large empty coral space — no content visible for several scroll lengths
The dead scroll zone creates a false signal that the page has no content. Many visitors will interpret this as a broken or incomplete page and abandon.
15-30 secondsMixed
15-30s Feature Discovery: Simplify Money, Better With Mates, Travel Easy sections with feature descriptions and Learn More links
Feature copy is benefit-oriented and well-written, but arriving here requires surviving the dead scroll. Visitors who reach this point are self-selected high-intent — the page is failing the majority before this.
30+ secondsWeak
30s+ Decision: Upsider Perks, footer with Download Up link, legal disclaimers, Bendigo Bank affiliation
Download Up finally appears in the footer — the conversion action is treated as an afterthought. Visitors who made it this far are ready to act but must hunt for the button, introducing unnecessary friction at the final moment.

Health check

8 dimensions, weighted by conversion impact.

First impression & hero
20%
5/10
Strong brand personality and visual identity undercut entirely by the absence of any conversion CTA above the fold.
Copy & messaging
20%
7/10
Feature section copy is genuinely benefit-led and human — the hero subheadline buries its best asset (1M users) in a run-on sentence.
Call-to-action
15%
2/10
The sole above-fold button opens a navigation menu; the actual Download CTA does not appear until the footer — a critical structural failure.
Trust & social proof
15%
4/10
1M users stat exists in body copy but is not visually emphasized; no app store ratings, no testimonials, no trust badges visible anywhere on the page.
Visual design & layout
10%
8/10
Distinctive coral and yellow palette, confident mascot illustration, and clean typography create a premium neobank aesthetic that stands out in the category.
Page structure & flow
8%
3/10
Massive empty scroll zones between sections destroy momentum; the conversion action is structurally misplaced at the bottom of the page.
Technical & SEO signals
7%
7/10
PageSpeed 90 with 421ms FCP and 1.6s LCP is strong; no H1 tag detected is an SEO gap for a brand-name page targeting acquisition.
Differentiation & positioning
5%
7/10
Give not take framing and free-thinkers not bankers positioning is genuinely differentiated — it just needs to be amplified, not hidden in paragraph three.

Page speed

Based on real Chrome user data
90/100
Overall score
Combined performance rating
1.6 s
Largest paint
Time until the main content is visible
0.00
Layout shift
How much the page moves while loading
421 ms
First paint
Time until something first appears
148 ms
Responsiveness
How fast the page reacts to clicks

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